{"id":28164,"date":"2026-08-28T18:32:23","date_gmt":"2026-08-28T15:32:23","guid":{"rendered":"https:\/\/ukrmedia.news\/?p=28164"},"modified":"2026-08-28T18:32:23","modified_gmt":"2026-08-28T15:32:23","slug":"yak-pereviryty-borhy-v-ukraini","status":"publish","type":"post","link":"https:\/\/ukrmedia.news\/en\/vazhlyvo-znaty\/yak-pereviryty-borhy-v-ukraini\/","title":{"rendered":"How to find out if you have any debts: 7 ways to check online"},"content":{"rendered":"

A person may have outstanding debts without realising it: an old fine, unpaid tax, a loan, enforcement proceedings or a utility bill. There is no single service in Ukraine that shows absolutely all of a person\u2019s debts. Let\u2019s take a look at where to check for different types of debt online and what to do if you discover a debt you weren\u2019t previously aware of.<\/p>\n

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Briefly about the main points<\/strong><\/p>\n

\u2013 There is no single register of all debts in Ukraine.
\n\u2013 Enforcement proceedings are checked via the Ministry of Justice and \u00abDiyu\u00bb.
\n\u2013 Tax arrears can be viewed in the State Tax Service\u2019s Online Portal.
\n\u2013 You can check traffic fines via the Ministry of the Interior\u2019s online services.
\n\u2013 It is worth checking loans via your credit history and the NBU register.
\n\u2013 Utility bills are checked at the suppliers\u2019 offices.<\/p>\n<\/div>\n

Is it possible to check all outstanding debts in one place?<\/h2>\n

No. That\u2019s the main thing you need to know before the check.<\/p>\n

The Unified Register of Debtors is not a register of all the debts incurred by Ukrainian citizens.<\/strong> If a person has an overdue loan, an unpaid gas bill or a tax liability, this does not necessarily mean that their surname will automatically appear in the Ministry of Justice\u2019s register.<\/p>\n

The Unified Register of Debtors is primarily linked to enforcement of decisions<\/strong>. By law, this is a component of the Automated Enforcement Proceedings System, which contains information on debtors\u2019 outstanding financial obligations.<\/p>\n

Therefore, for a thorough check, it is best to use several services:<\/p>\n

\n
\n\n\n\n\n\n\n\n\n\n\n
What we check<\/th>\nWhere to look<\/th>\n<\/tr>\n<\/thead>\n
Enforcement proceedings<\/td>\nMinistry of Justice, ASVP, \u00abD\u0456\u044f\u00bb<\/td>\n<\/tr>\n
Taxes<\/td>\nThe State Tax Service\u2019s online portal, \u00abMy Tax\u00bb<\/td>\n<\/tr>\n
Traffic fines<\/td>\nMinistry of the Interior, Driver\u2019s Hub, \u00abDiya\u00bb<\/td>\n<\/tr>\n
Loans<\/td>\nCredit Reference Bureau, NBU Credit Register<\/td>\n<\/tr>\n
Utility bills<\/td>\nSupplier\u2019s personal account<\/td>\n<\/tr>\n
Child maintenance<\/td>\nUnified Register of Debtors \/ Enforcement Service<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

1. How to check if you are listed in the Unified Register of Debtors<\/h2>\n

It is best to start with The Ministry of Justice\u2019s Unified Register of Debtors<\/strong>.<\/p>\n

This is a public service: anyone can check the details of an individual or a legal entity. For individuals, the register contains, amongst other things, their full name, date of birth, enforcement case number and information about the authority or enforcement officer responsible for enforcement.<\/p>\n

The Ministry of Justice\u2019s Unified Register of Debtors<\/a><\/span><\/span><\/p>\n

An important point to note: The register does not show the exact amount of the debt<\/strong> and all the documents in the case. First and foremost, it confirms that enforcement proceedings are pending against the individual. The Ministry of Justice emphasises separately that the Unified Register of Debtors and the Automated Enforcement Proceedings System are not one and the same resource.<\/p>\n

If the search turns up nothing, this does not guarantee that there are no debts at all. For example, the debt may not yet have reached the stage of enforcement.<\/p>\n

2. How to find out the details of enforcement proceedings<\/h2>\n

If enforcement proceedings have already been brought against you, further information can be found at Automated Enforcement Proceedings System \u2014 AEPS<\/strong>.<\/p>\n

It sets out:<\/p>\n