{"id":3411,"date":"2025-10-27T09:49:21","date_gmt":"2025-10-27T07:49:21","guid":{"rendered":"https:\/\/ukrmedia.news\/?p=3411"},"modified":"2025-10-27T09:49:21","modified_gmt":"2025-10-27T07:49:21","slug":"banks-block-ukrainian-cards-october-2025","status":"publish","type":"post","link":"https:\/\/ukrmedia.news\/en\/economics\/banks-block-ukrainian-cards-october-2025\/","title":{"rendered":"Banks started blocking Ukrainians' cards without warning"},"content":{"rendered":"

Banks block cards without warning<\/h2>\n

Massive blocking of bank cards has begun in Ukraine.
According to the publication \u00abTelegraf\u00bb<\/strong>, locks occur without any warning to customers<\/strong> - The reason for this is financial transactions that arouse suspicion among banks.<\/p>\n

\n

The main causes of blockages<\/h2>\n

Banks refer to the requirements of financial monitoring<\/strong> and the fight against shadow income.
Here are the most common reasons for blocking accounts:<\/p>\n

    \n
  1. \n

    Mismatch of the client's profile.<\/strong>
    If the income suddenly increases or exceeds the declared income, the bank may request supporting documents and block the account until they are received.<\/p>\n<\/li>\n

  2. \n

    Suspicious transfers.<\/strong>
    Regular or numerous transfers from different individuals, even for small amounts (UAH 500-1000), are considered by banks to be entrepreneurial activity without a sole proprietorship.<\/p>\n<\/li>\n

  3. \n

    Operations with cryptocurrencies.<\/strong>
    Transfers to or from crypto exchanges and brokers are of particular concern because the crypto market has not yet been officially legalised in Ukraine<\/strong>.<\/p>\n<\/li>\n

  4. \n

    Atypical or frequent cash transactions.<\/strong>
    Frequent deposits or withdrawals of large amounts - from UAH 10 to 50 thousand or more - are considered suspicious for individuals.<\/p>\n<\/li>\n

  5. \n

    Suspicious comments on payments.<\/strong>
    Banks respond to \u201ctriggers\u201d in assigning payments:
    \u00abfor crypto\u00bb, \u00abcurrency exchange\u00bb, \u00abfor goods\u00bb, \u00abdebt repayment\u00bb (in case of regular transfers).<\/p>\n<\/li>\n

  6. \n

    Inability to confirm income.<\/strong>
    In case of exceeding the volume of transactions, the client must provide a certificate of income, tax return or documents on the sale of property.<\/p>\n<\/li>\n

  7. \n

    Ignoring the bank's requests.<\/strong>
    If the client does not respond to information requests or submits false information, the account may be automatically blocked.<\/p>\n<\/li>\n<\/ol>\n

    For individual entrepreneurs, it is especially important to update your tax return twice a year<\/strong> in your online account. Otherwise, the system may block the account automatically.<\/p>\n

    \n

    What experts advise<\/h2>\n

    Financiers recommend always have official proof of income<\/strong>, avoid regular transfers between individuals without a payment purpose,
    as well as do not use a personal card for business activities<\/strong>.<\/p>","protected":false},"excerpt":{"rendered":"

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