{"id":9982,"date":"2026-02-16T15:01:06","date_gmt":"2026-02-16T13:01:06","guid":{"rendered":"https:\/\/ukrmedia.news\/?p=9982"},"modified":"2026-02-16T15:01:27","modified_gmt":"2026-02-16T13:01:27","slug":"ukrposhta-kredyty-pensioneram","status":"publish","type":"post","link":"https:\/\/ukrmedia.news\/en\/suspilstvo\/ukrposhta-kredyty-pensioneram\/","title":{"rendered":"Ukrposhta plans loans for pensioners"},"content":{"rendered":"<h2>\u00abUkrposhta prepares loans for pensioners: how the new service will work<\/h2>\n<p data-start=\"259\" data-end=\"449\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Ukrposhta<\/span><\/span> is considering launching simplified loans for pensioners. This was announced by the CEO of the company <strong><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\">Igor Smelyansky<\/span><\/span><\/strong>.<\/p>\n<p data-start=\"451\" data-end=\"589\">According to him, the idea is to provide small amounts \u00abon credit\u00bb to cover basic needs if pension payments are temporarily insufficient.<\/p>\n<hr data-start=\"591\" data-end=\"594\" \/>\n<h3 data-start=\"596\" data-end=\"626\">How the mechanism can work<\/h3>\n<p data-start=\"628\" data-end=\"658\">We envisage a simple scheme:<\/p>\n<ul data-start=\"660\" data-end=\"813\">\n<li data-start=\"660\" data-end=\"712\">\n<p data-start=\"662\" data-end=\"712\">a postman buys the necessary goods for a pensioner;<\/p>\n<\/li>\n<li data-start=\"713\" data-end=\"761\">\n<p data-start=\"715\" data-end=\"761\">the amount spent is recorded as a debt;<\/p>\n<\/li>\n<li data-start=\"762\" data-end=\"813\">\n<p data-start=\"764\" data-end=\"813\">after receiving the pension, the person returns the funds.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"815\" data-end=\"910\">This approach should help the elderly receive the most basic necessities without delays between payments.<\/p>\n<hr data-start=\"912\" data-end=\"915\" \/>\n<h3 data-start=\"917\" data-end=\"941\">What is it for<\/h3>\n<p data-start=\"943\" data-end=\"1117\">The company notes that the initiative is aimed at supporting socially vulnerable citizens, for whom even a short-term lack of funds can create serious difficulties.<\/p>\n<p data-start=\"1119\" data-end=\"1265\">At the same time, experts point out the importance of transparent lending terms, the absence of hidden fees and clear regulation of such services.<\/p>\n<hr data-start=\"1267\" data-end=\"1270\" \/>\n<h3 data-start=\"1272\" data-end=\"1284\">Context.<\/h3>\n<p data-start=\"1286\" data-end=\"1413\">The issue of pensioners' access to financial services remains relevant, especially in times of war and rising living costs.<\/p>\n<p data-start=\"1415\" data-end=\"1569\">Government and postal services are increasingly playing the role of <strong data-start=\"1473\" data-end=\"1497\">social support<\/strong>, combining the delivery of benefits with additional services for older people.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u00ab\u0423\u043a\u0440\u043f\u043e\u0448\u0442\u0430\u00bb \u0433\u043e\u0442\u0443\u0454 \u043a\u0440\u0435\u0434\u0438\u0442\u0438 \u0434\u043b\u044f \u043f\u0435\u043d\u0441\u0456\u043e\u043d\u0435\u0440\u0456\u0432: \u044f\u043a \u043f\u0440\u0430\u0446\u044e\u0432\u0430\u0442\u0438\u043c\u0435 \u043d\u043e\u0432\u0430 \u043f\u043e\u0441\u043b\u0443\u0433\u0430 \u0423\u043a\u0440\u043f\u043e\u0448\u0442\u0430 \u0440\u043e\u0437\u0433\u043b\u044f\u0434\u0430\u0454 \u043c\u043e\u0436\u043b\u0438\u0432\u0456\u0441\u0442\u044c \u0437\u0430\u043f\u0443\u0441\u043a\u0443 \u0441\u043f\u0440\u043e\u0449\u0435\u043d\u0438\u0445 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